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Reddit Founder Bought Ethereum In 2014 ?????? #crypto #ethereum #reddit #shortsMost cases, the Loan to Value Ratio (LTV) ranges from 20%%. LTV = Loan Amount/Collateral Value. So to borrow 10k with a loan with LTV value. So simply put, lending your coins is high risk and not worth the return due to lack of regulation around what the exchange can do with your. Some of these lending platforms (such as MAI) let you borrow their stable coin for 0 interest. eth or a crypto then of course it makes sense.